Need a hand?

A pre-approved offer, based on your financial assessment, shows the potential amount you’ll be offered and potential terms of your credit agreement. The final offer or decision to grant credit may change after we assess collateral and/or if your financial situation changes.

If anything changes between applying and receiving your pre-approved offer, or after receiving it, contact us via chat in the Revolut app. Pre-approved offers are valid for 60 days and can’t be extended.

The terms of the final offer and the decision to grant credit may change after we assess the target assets (collateral), or if there are any changes in the borrower’s financial situation. Receiving a pre-approved offer doesn't mean you have to accept it or sign the credit agreement.

You'll get a pre-approved offer based on an assessment of your current financial situation. We can't specify exactly what steps should be taken to secure a higher amount.

When making an offer, we rely on historical and factual data based on your provided answers and available registries.

You can always apply again if your circumstances change, and we'll run our assessment again.

Accept the pre-approved offer, which is non-binding. We'll then ask you to provide information about your property. Having full application information including property details will allow us to proceed with the final application assessment.

We'll carefully review your full application details and issue the binding offer, subject to the final checks. If you have any questions about the binding offer conditions, a mortgage manager will be able to support you with further details at that stage.

The terms of the final offer and the decision to grant credit may change after we assess the target assets (collateral), or if there are any changes in the borrower’s financial situation. Receiving a pre-approved offer doesn't mean you have to accept it or sign the credit agreement.