Mortgage loan fees
Revolut doesn't charge administration fees for issuing loans. If you apply for mortgage refinancing — we also perform the property valuation for you, and cover notary and pledge registration fees. You will have to cover your home insurance costs.
You’ll be eligible for a simplified refinancing flow if the loan amount, term, and pledged asset remain the same. You can only use a simplified refinancing process once every 2 years.
Revolut still covers all your fees, but — if you do not meet the criteria above — you should check with your bank regarding their fees.
New home buying fees
Revolut doesn't charge administration fees for issuing loans. You'll need to arrange and pay for a property valuation, and you're responsible for insurance, notary, and pledge registration fees.
Fees for loan management
Currently, we only offer a variable interest rate, and Revolut doesn't charge any fees for partial or full early repayments. Those payments can be made at any point during the mortgage lifecycle in the Revolut app.
You can also change repayment dates, change the repayment account, and generate statements in the app instantly and at no cost.