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Rejected mortgage applications

Common reasons for rejection of an application:

  • We can’t confirm employment or steady income payments
  • Income isn't sufficient for mortgage refinancing obligation
  • No Lithuanian ID, passport, driver's licence, or valid permanent residence permit
  • No local mobile phone number linked to Revolut account
  • Poor credit history
  • Basic eligibility requirements (nationality, age, etc.) are not met, or personal information is incomplete

We'll send you a notification with the exact rejection reason, based on your individual assessment.

Can I reapply if my mortgage application was declined?

You can submit a credit application again. However, if your personal circumstances (for example, income or obligations) haven't changed since your last rejection, the outcome is likely to be the same.

Before reapplying, we recommend you review the decline reason we provided you with closely. Only apply if the rejection reason no longer applies or your circumstances have changed.