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Do I have to join the Bank?

Joining the bank is completely optional, so you don’t have to do it. If you like your Revolut account just the way it is, you can remain a customer of Revolut Payments UAB and your account will continue to work as usual.

However, we highly recommend that you do join the Bank - it’s completely free allows you to enjoy deposit insurance and access our new Credit services (personal loans, credit cards).

From version 8.5 of the Revolut app, when joining Revolut, you will have a bank deposit account and an EMI (Electronic Money Institution) account.

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