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An investment portfolio's performance depends on a variety of factors, including the specific assets in the portfolio, investment horizon, and overall market conditions.

Before using Robo-Advisor, it's important to carefully consider your investment objectives and risk tolerance, and understand the specific limitations and risks associated with the services it offers. Past performance isn't indicative of future results. Investing involves the potential for loss as well as gain.

The backtested compound annual growth return (CAGR) of the past five years is used to create projection graphs showing the hypothetical growth of your portfolio. CAGR is calculated as the total return averaged across the five years, after fees.