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SEPA instant transfers

Single Euro Payments Area (SEPA) Instant lets you send and receive EUR transfers in the SEPA countries within seconds and is free of fees with Revolut. However, your external bank may charge fees.

SEPA Instant isn't supported by all European banks. To see a full list, go to this website. Even if your external bank supports SEPA Instant, your account may not be set up to receive instant transfers. In this case, you’ll need to contact your bank.

If SEPA Instant isn't available, your transfer will be processed as a SEPA Credit Transfer (SCT), which may take up to 2 business days to arrive in the recipient’s account.