Why was my credit card application denied?
Common reasons an application may be denied
Credit card applications may be declined for a number of reasons, depending on your individual circumstances and for reasons in line with Revolut's internal policies. Some common reasons include, but are not limited to:
- Your current level of debt
- Low disposable income
- Adverse information on your credit history
If your application has been denied, you'll receive an Adverse Action Notice via email from us explaining why. This email will also include instructions for how to obtain a copy of your Credit Bureau report, if needed.
Can I reapply if my application was declined?
If your application was declined, we don't recommend applying again unless your circumstances have changed or the previous information you provided was incorrect. You’ll be eligible to reapply 30 days after your last application.
As we're still in the process of launching Revolut Credit Cards in Mexico, the option to apply may not be available to everyone just yet.