What currency will I be charged in?
How Revolut determines the currency you'll be charged in
We automatically convert your balance to the currency you're paying in, so there's no need to buy or exchange currency before your trip. We won't combine multiple currencies to complete a transaction. Read more about our exchange rates in this FAQ.
When you make a payment in-app, we'll check your currency balances in the below order (and complete the transaction in the first currency that has enough funds to complete the transaction):
- Transaction currency
- Your base currency (NOK)
- Next active currency with enough balance
How to control the currency used for a transaction
You can assign a specific currency to a card by following these steps in-app:
- Go to 'Home' on the bottom menu
- Select the card you want to use
- Tap 'Settings'
- Under 'Spend from', choose a currency
- Select 'All cash accounts' or any currency you want to be charged in. After that, card payments will be charged in the same order as your selected currencies
To deactivate a currency account, swipe left on it in-app. This will prevent any funds in that currency from being used for any transaction type. Read this FAQ to learn more.
Declined transactions
The transaction will be declined in the following scenarios:
- Insufficient funds in a single currency to cover the transaction amount plus fees
- Insufficient funds in the currency assigned to the card
- Normal decline reasons, unrelated to the currency. See this FAQ