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Fees for card payments in a foreign currency

All customers can spend, withdraw, and exchange foreign currencies during the week for free, up to a certain amount based on your plan. After this, you will be charged an exchange fee.

Exchange fees

This fee is only charged if you exceed your monthly free allowance. This fee differs depending on your plan and resets on the date your plan started. Check which fee matches your plan below.

  • Standard: 1% over NZ$2,000
  • Premium: NZ$20,000 limit and a reduced fee of 0.5% when exceeded
  • Metal: no exchange fees during the week

Weekend fees

All currency exchanges on weekends, between 5pm Eastern Standard Time (EST) Friday and 6pm EST Sunday, incur a 1% weekend fee. There's no discount for paid plan customers.

How to check my fees

You can check your fees and allowance reset dates in 'Your plan' section.