Applying for a credit card
Eligibility requirements
To apply for a credit card, you must meet the following criteria:
- Be at least 18 years old
- Currently living in New Zealand and have a New Zealand registered address
- You must have the right to work in New Zealand (citizen, permanent resident, or have at least 12 months remaining on a working visa)
- Be employed (full-time, part-time, or self-employed) with a regular income
- Have no missed or late payments on your credit file
- Have a minimum income of $2,000 per month after tax (equivalent to $26,000 per year before tax)
To apply for a credit card in Revolut app:
- Go to 'Home' on the bottom menu
- Below your balance, tap 'Accounts'
- Tap 'Add new', then 'Credit'
- Select 'Credit Card'
- Fill out the short application
As we're still in the process of launching credit cards in New Zealand, the option to apply may not be available to everyone just yet. You’ll be able to start an application if you see the credit card option in the Revolut app.
How long will it take?
Sometimes our manual credit underwriters need to review your application. If we need more information, we'll reach out via in-app chat, and any additional documents can be submitted in-app.
If your application is approved, you can finalise setting up your credit card by reviewing the offer and signing your agreement. Then, you can order a physical or virtual credit card and start using it right away.