How can we help?

Personal Business

With Credit

Am I eligible for credit?

Do you ask for any security on a credit?

What does the interest rate depend on?

Are there any fees for credit apart from the interest?

What is APR?

How long will the application/assessment take?

How does Revolut decide whether to offer me credit?

Do you carry out credit checks? Will you carry out a credit check on my partner/spouse?

Why is my credit offer different to what I applied for?

Why was my credit application rejected?

Can I reapply if my credit application was rejected?

Can I have more than one credit at the same time?

I’ve changed my mind, how do I cancel my credit?

How do I repay the loan? How do the repayments work?

How do I manage my credit repayments?

How do you calculate the loan repayments?

Can I repay my credit early? Are there any charges for early repayment?

Why can’t I delete the backup repayment card?

Do I need to upgrade to Premium or Metal before I can get a credit card?

Do I need to upgrade to Premium or Metal to get a second virtual credit card?

How can I access funds from the credit limit?

What can I use my credit limit for?

Are there any fees if I do not use my credit limit?

If I withdraw cash with my credit card from an ATM will I be charged?

How do I get in touch if I need help with my credit?

What is the minimum monthly payment and how is it calculated?

How is the interest for my credit limit calculated?

How can I get my credit statement?

Can I overpay my credit limit? Are there any charges for overpaying?

If I repay the outstanding balance of my credit limit will these funds be available for me to use it again?

How can I change (increase or decrease) my current credit card’s limit?

Who provides the credit?