Need a hand?

You'll earn interest on your deposits every day after the settlement takes place. However, if your interest earned for that day is less than 0.01 PLN/EUR, it won't be paid to you until the cumulative interest exceeds this amount.

For example, let's assume a constant balance of PLN 100 and an interest rate of 1.5% p.a., compounded daily.

Day 1: Interest earned = 100 x 1.5% / 365 = 0.004 Since the interest earned on Day 1 (0.004) is less than 0.01, it won't be paid out immediately

Day 2: The interest earned on Day 2 + Day 1 (0.008) is still less than 0.01, so it won't be paid out yet.

Day 3: The interest earned for Day 1 + Day 2 + Day 3 (0.012) exceeds 0.01, so it will be paid out and added to your balance.

From Day 4 onwards, the same process will continue.