Applying for a credit card
Eligibility requirements
To apply for a credit card, you must meet the following criteria:
- Be at least 18 years old
- Have a PESEL number and be able to prove it with a valid Polish passport or Polish ID card
- Permanently live in Poland and your current address is listed with Revolut
- Have a Polish ID or passport
- Have a regular, sustainable, and verifiable income
- Have a local mobile phone number linked to your Revolut account
- Have no missing account details
- Have no negative balances in your Revolut account
- Have no overdue commitments to third parties
To apply for a credit card in-app:
- Go to 'Home' on the bottom menu
- Below your balance, tap Accounts
- Tap 'Add new', then 'Credit'
- Select 'Credit Card'
- Fill out the short application
In most cases, you will receive an answer right away. Sometimes our manual credit underwriters need to review your application. If we need more information, we'll reach out via email and any additional documents can be submitted in-app. We'll notify you about our decision within 5 business days.
If your application is approved, you can finalise setting up your credit card by reviewing the offer and selecting your preferred terms. Then, you can order a physical or virtual credit card and start using it right away.