Need a hand?

Pay Later lets you split purchases into three monthly payments, with a 2.99% fee per instalment. You can use your existing debit Revolut cards with Pay Later or a dedicated Pay Later virtual card.

• Go 'Home' on the bottom menu
• Tap the card icon in the top right corner
• Select a card with the 'Pay Later' label

Pay Later can’t be activated for Revolut Pro cards, Credit Cards, or inactive cards. If you use it with a virtual card, simply add the card details to Apple Pay or Google Pay to shop in-store.

Once Pay Later is activated, you have 30 minutes to complete a purchase using an eligible card. Pay Later mode will automatically disable once a purchase is made or the 30 minute timer runs out. The time limit cannot be extended.

• Casinos, betting outlets, and pawn shops
• Purchasing online lottery tickets or gaming chips
• Engaging in share trading or spread betting
• Direct marketing subscriptions
• Settling fines or supporting political organisations
• Bail and bond payments
• Escort services
• Utilities, fuel dispensers, and medical services

Applications for Pay Later are currently paused in Poland.