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Personal · Credit and loans · Pay Later · How to use Pay Later

What is Pay Later, and how does it work?

Pay Later is a feature that allows you to pay for purchases in three monthly instalments for a 2.99% fee per purchase using your existing debit Revolut cards in Pay Later mode or a dedicated Pay Later virtual card.

To activate Pay Later, switch on Pay Later mode from the 'Pay Later' or 'Cards' (the card icon in the top right corner of your home screen) sections of your Revolut app. Eligible cards will include a 'Pay Later' label. Pay Later can be used for online and in-store purchases. However, it can't be activated for credit cards, Revolut Pro cards, or inactive cards. Pay Later is active for 30 minutes and turns off automatically after your next card payment.

To use the dedicated Pay Later virtual card, find the card details in your Pay Later mini-app to shop online, or add the card's details to your Apple/Google Pay to shop in-store.