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Topics

Managing loan repayments

How to view your repayment schedule

  1. Go to the home screen
  2. Tap 'Accounts' below your balance
  3. Choose the loan you want to manage
  4. Tap 'More'
  5. Tap on 'Statement' to see the remaining loan schedule (from the current moment until the final payment)

Every month, your loan statement will be sent to you by e-mail, one day before your repayment date.

Repay your loan

Repayments from your Revolut balance

Repayments are debited from your Revolut EUR personal account on the scheduled repayment date. Make sure your EUR pocket has sufficient funds before the repayment date, as we may debit your account at midnight. When you signed the loan agreement, you authorised this monthly payment.

How to set up and make repayments from a back-up card

If your Revolut EUR account balance is too low to make your repayment, we can debit a back-up card instead (as long as your external card is eligible). 

To set up a back-up card:

  1. Go to the home screen
  2. Tap 'Accounts' below your balance
  3. Choose the loan you want to manage
  4. Tap 'More' or 'Details'
  5. Choose a back-up card

How to change your repayment date

  1. Go to the home screen
  2. Tap 'Accounts' below your balance
  3. Choose the loan you want to manage
  4. Tap 'More'
  5. Select 'Change day'

You can only change the repayment date if you have already made your first instalment payment and you don't have any overdue amounts.

Changing the date won't change the term (length) of the contract. Only one repayment should be scheduled for each calendar month and only one repayment date change is allowed per each repayment period (the month between two payments).

Please note that as we're currently in the process of launching the product in Portugal, the option to apply may not be available to everyone just yet.