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As for the credit limit - if you decided to cancel it later, then you should firstly pay the used credit limit balance.

In all cases, please chat to us. Simply removing or deleting the credit card from the app is not enough!

By law, you have a contract withdrawal period of 14 calendar days, within which you could cancel your credit agreement without stating the reason. If that's the case, you'd repay only the amount of credit received without any fees, tax, or compensation.

The interest for this period will be calculated and charged. If you cancel the loan, you'll be given 30 calendar days to repay the amount of the credit.

To cancel your loan, please tap the 'Agreement Cancellation' button available in the loan details screen.