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What happens if I can’t make credit payment and/or interest?

If you are struggling to make a repayment or think you might struggle to make repayments in the future, please get in touch with us. We’re here to help, and we’ll discuss ways we can help you manage your repayments.

If you miss a payment penalty interest will be calculated and charged as well as we may report your non-payment to the credit bureau, this may have a negative impact on your credit history.

Each month, we’ll update your credit file to reflect the state of your repayments and the balance you owe. If you were to miss a repayment, then you could see this recorded on your credit file against your Revolut Loan.

If you’re expecting any issues with your repayments, then we’d ask you to contact us as soon as possible.