Need a hand?

Revolut income insurance offers limited cover for unexpected income loss if you’re unable to work due to total temporary disablement or involuntary loss of employment, subject to policy terms.

Temporary total disablement is a period when an accident or illness leaves you completely unable to do your usual job, requiring 100% sick leave for more than 5 consecutive days.

Alongside the general eligibility criteria, income insurance won't cover disablement directly or indirectly caused by:

• Medical conditions treated within the 12 months before activating the insurance
• Alcohol, narcotic, or prescription drug abuse
• Intentional self-harm or gross negligence
• Participation in brawls or criminal acts

Involuntary loss of employment means you were dismissed from a permanent role, are fully unemployed for more than 30 days, and qualify for state unemployment benefits. Along with general eligibility criteria, you won't be covered if:

• You worked under 16 hours a week or your fixed-term contract expired
• You were with your employer for less than 3 consecutive months before filing a claim
• You resigned or accepted voluntary redundancy
• You were self-employed or unemployed when you activated the policy
• You were dismissed for misconduct, fraud, dishonesty, or similar reasons

This is only a summary of the coverage. Income insurance is provided through our insurance partner, not Revolut itself. They are responsible for policy terms and claim handling.

If you have questions about the cover, contact them or read the insurance documents by following these steps in the Revolut app:

• In the search bar at the top of the screen, search for 'Insurance'
• Select 'Insurance', choose 'Income insurance', and tap 'Documents'