Setting up a joint account
A joint account is a shared account between two Revolut customers. It’s not just for partners and spouses — friends, family, and housemates can open an account to simplify expense sharing. Both account holders can add, withdraw, manage, and spend money in the joint account.
Requirements for opening a joint account
- Be at least 18 years old
- Have a personal Revolut account and have passed our identity verification checks
- Live in the same country as the person you’re opening the account with
- Both belong to the same Revolut entity. For example, Revolut Bank UAB. To check your Revolut entity, tap your profile icon in the top-left corner and scroll to the bottom of the page
- Not have another Revolut joint account, or a pending invite for one
- Already have the person you want to open the account with in your contacts. If not, send a small amount of money to their Revolut account to make them a contact before you try to open a joint account together. To read more about sending money to other Revolut customers, check this FAQ
Read our Joint Accounts T&Cs to learn more.
Open a joint account in-app
- Go to 'Home' on the bottom menu
- Below your balance, tap 'Accounts' and 'Add new'
- Select 'Joint' and follow the instructions
The other applicant needs to accept your invitation.
Paid plans and joint accounts
- Each account holder has their own usage limits based on their Revolut plan
- Joint account fees are deducted from the joint account only
- If one of the joint account holders has a Metal or Ultra plan, any eligible card payments made with your joint account card will earn RevPoints. Learn more about RevPoints from these FAQs in our Help Centre
- Insurance benefits don't apply to joint account activity
- Flexible Cash Funds account can't be opened on joint accounts
- Savings Accounts can't be opened on joint accounts