Is my money safe when I invest with Flexible Cash Funds?
Low-risk funds
Through Flexible Cash Funds, you invest in a money market fund. We have chosen the funds for their low risk. The risk indicator is 1/7, which is the lowest on the PRIIPs scale. These funds are typically used by banks and large corporations to protect against inflation.
To get a detailed understanding of the risks involved, we recommend reading the fund's 'Prospectus and Key Information Document' available in-app, as well as our 'Risk Disclosure'. These documents can be found in the 'Flexible Cash Funds' section under 'Regulatory documents'.
Investors should note that investing in money market funds isn't a guaranteed investment. An investment in money market funds is different from a traditional savings account because of the risks involved. Just like with any investment, the value of your investments can go up as well as down.
Assets are safeguarded
In the unlikely event that we become insolvent, the funds corresponding to client money will not be available to creditors as part of the insolvency process, as they are held in trust for you.