Card deposit limits and fees
Card deposit limits
Under the Payment Services Act, deposit limits apply to Revolut accounts. If you've set up an external account, you can deposit over S$20,000 daily. Excess funds above this limit are automatically transferred to your external account (between 11.30pm and 11.59pm SGT).
Our automated system sets a daily card top-up limit for all customers, which resets on a rolling 24-hour basis. For security reasons, we can't disclose those limits, but they gradually get adjusted as you continue using your account and build up your financial history with us. These limits work the same for all Revolut plans.
There is also a minimum amount of S$20 per top-up.
Revolut fees for card deposits
Any fees we apply will always be visible to you before you add money to your account. These same fees apply when adding money with Apple Pay or Google Pay.
Fees apply for the following card types:
- Business and commercial cards
- Cards issued outside
- Debit and credit cards
Your account's first top-up will be free from fees, regardless of the card type.
Alternative methods Revolut doesn't charge fees for are:
- Bank transfer
- Internal transfers from other Revolut customers
- e-Giro or DBS Direct Debit
Non-Revolut fees
Revolut has no control or visibility over the fees your external bank may charge when you use a card issued by them to top up. Some banks may charge you if your card deposit is recognised as a cash withdrawal or advance, international transfer, or a transfer in another currency.