Need a hand?

Under the Payment Services Act, top-up limits apply to Revolut accounts. If you've set up an external account, you can deposit over SGD 20,000 daily. Excess funds above this limit are automatically transferred to your external account at the end of each day (between 23:30 and 23:59 SGT).

If you opt for a lower stock cap, you won't be able to hold more than your stock cap at any point in time.

Our automated security system sets a daily card top-up limit for all customers, which resets on a rolling 24 hour basis. For security reasons, we can't disclose the limit. Limits reset every 24 hours and are automatically adjusted as you use Revolut and build a financial history with us.

Similarly, for adding money with digital wallets, there's a weekly limit. If the app tells you've reached your limit, try to top up using your card instead. All top-ups by card or digital wallet also have a minimum top-up amount, shown in-app when adding funds.

There's also an annual top-up limit for all top-up methods. After reaching the limit, you may receive a request for some additional documentation before you can continue. The limit resets each year on the day ‌your Revolut account was registered. These limits apply to all Revolut plans.

Any fees we apply will always be visible to you before you add money to your account. These same fees apply when adding money with Apple Pay or Google Pay. Fees apply for the following card types:

• Business and commercial cards
• Cards issued outside Singapore
• Debit and credit cards

Your account's first card top-up will be free of charge, no matter the card type. Visit this FAQ for a list of cards we support for top-ups.

Revolut has no control or visibility over the fees your card issuer may charge when you use a card issued by them to top up. Some card issuers may charge you if your card top-up is recognised as a cash withdrawal or advance, international transfer, or a transfer in another currency.