Card deposit limits and fees
Limits
Under the Payment Services Act, deposit limits apply to Revolut accounts. If you've set up an external account, you can deposit over S$20,000 daily. Excess funds above this limit are automatically transferred to your external account at the end of each day (between 11:30pm and 11:59pm SGT).
Our automated security system sets a daily card deposit limit for all customers, which resets on a rolling 24-hour basis. For security reasons, we can't disclose the limit. Limits reset every 24 hours and are automatically adjusted as you use Revolut and build a financial history with us.
Similarly, for adding money with digital wallets like Apple Pay or Google Pay, there's a weekly limit. If the app tells you you've reached it, try a direct card top-up instead.
There's also an annual top-up limit for all top-up methods. After reaching the limit, you may receive a request for some additional documentation before you continue. The limit resets each year on the day when your Revolut account was registered.
These limits work the same for all Revolut price plans.
Revolut fees
Any fees we apply will always be visible to you before you add money to your account. These same fees apply when adding money with Apple Pay or Google Pay.
Fees apply for the following card types:
- Business and commercial cards
- Cards issued outside Singapore
- Debit and credit cards
Your account's first card top-up will be free of charge, no matter the card type.
Visit this FAQ for a list of cards we support for top-ups.
Non-Revolut fees
Revolut has no control or visibility over the fees your card issuer may charge when you use a card issued by them to top up. Some card issuers may charge you if your card deposit is recognised as a cash withdrawal or advance, international transfer, or a transfer in another currency.