Choose your plan

Whether you're looking to save money spending abroad or sticking to your budget with our built-in budgeting, get more from your money with our Standard account

Standard

Upgrade to a global lifestyle. Get the confidence to spend and save smarter across the globe

Premium

Get ultimate power with the full package. Stand out with an exclusive contactless Metal card, earn up to 1.5% cashback, and much more

Metal

Get the only financial super app

© Revolut Ltd 2023

Revolut Technologies Singapore Pte. Ltd. (“RTSPL”) is registered in Singapore with Unique Entity Number 201721013G. RTSPL’s registered address is 30 Cecil Street, #19-08, Prudential Tower, Singapore 049712. RTSPL is regulated as a Major Payment Institution (licence no. PS20200326) by the Monetary Authority of Singapore (“MAS”). For more details, you can refer to the MAS website <a href="https://eservices.mas.gov.sg/fid/institution/detail/218707-REVOLUT-TECHNOLOGIES-SINGAPORE-PTE-LTD">here</a>. RTSPL provides insurance-related products as a registered Corporate Agent with the Agents’ Registration Board (C005604-000). The travel insurance policy is underwritten by Tokio Marine Insurance Singapore Ltd. with assistance services provided by AWP Services Singapore Pte. Ltd. Consumer advisory: Consumers (users) are advised to read the terms and conditions carefully.

Revolut Securities Singapore Pte. Ltd. (“RSSPL”) is registered in Singapore with Unique Entity Number 202102782K. RSSPL’s registered address is 30 Cecil Street, #19-08, Prudential Tower, Singapore 049712. RSSPL is regulated as a Capital Markets Services licensee by the Monetary Authority of Singapore (“MAS”). For more details, you can refer to the MAS website <a href="https://eservices.mas.gov.sg/fid/institution/detail/246695-REVOLUT-SECURITIES-SINGAPORE-PTE-LTD">here</a>.
 
If you wish to discuss data protection matters, please contact our Data Protection Officer at dpo@revolut.com. If you wish to provide feedback on our service, please email us at formalcomplaints@revolut.com.

Our ‘Standard’ plan allows users to sign up for free. A standard plan can be selected by choosing the ‘Standard’ option on the Plan Selection screen.

Signing Up to Revolut

Is signing up to Revolut free?

In order to open a Revolut account you need to be at least 18 years old.

What is the minimum age to open Revolut account?

At Revolut, we want to make sure you have the best experience possible. That's why we collect information about why you want to sign up, so we can tailor your experience to your needs and preferences. 🙌Our goal is to make every feature on Revolut as interesting and useful to you as possible.

Why do I have to select what to use Revolut for?

You won't be charged for keeping your standard Revolut account open, even if you're not using it.However, if you're on a paid plan and you'd like to downgrade to keep your account inactive, check out our '<a href="revolut://app/faq?key=question.downgrading-my-plan" rel="noopener noreferrer" target="_blank">Downgrading my plan</a>' article for more information.

Does Revolut charge a fee for inactive accounts?

When you get limited access to the web app, you are allowed to view your transactions, freeze your existing Revolut cards and edit your card settings. This allows you to secure your Revolut account if you lose access to your Revolut mobile app due to an emergency.When you get full access to the web app, you will be allowed to perform more transactional operations on the web app such as adding money, freezing your card settings, and more.

Revolut Web App

What is the difference between limited access and full access to the Web App?

Currently, the retail web app supports the following features for those with full access permissions:<ul><li>Add money</li><li>Freeze cards and edit card settings</li><li>Download account statements</li></ul>... and we are adding more with time!If you have limited access permissions, you are only able to perform functions that allow you to secure your account, such as freezing your cards.

What features are supported on the Web App?

An external account is your local personal bank account that receives excess funds above S$5,000 at the end of the day. <a href="revolut://app/personal-designated-account/setup" rel="noopener noreferrer" target="_blank">To set it up</a>:<ol><li>Under the <a href="revolut://app/payments" rel="noopener noreferrer" target="_blank">'Transfer'</a> tab, tap the search bar and tap 'Accounts' on the ribbon.</li><li>Select the account you want to set up, and tap the profile icon in the upper right corner.</li><li>Scroll down until you see the 'External Account' toggle, and tap to turn it on.</li></ol>If you haven't added your external account, go to the <a href="revolut://app/payments" rel="noopener noreferrer" target="_blank">'Transfer'</a> feature and select 'Bank Recipient'. Enter your bank account details, making sure the name matches your Revolut account name. After use the toggle to set it as an external account.Once it's set up, the flow stays the same – you need to tap the button below 'Account details'.

How do I set up an External Account?

Your External Account is a personal deposit account (current or savings account) held with a bank in Singapore. Users who have set up their External Account can hold more than the Payment Services Act end-of-day limit (S$5,000) in their Revolut account throughout the day; at the end of each day (between 23:30 and 23:59), any excess over the regulatory limit of S$5,000 or foreign currency equivalent will be automatically transferred to the External Account. This allows you to easily transact and enjoy greater flexibility on the amount of money you can hold with your Revolut account.

What's an External Account?

Revolut Technologies Singapore Pte Ltd (U.E.N. 201721013G) is regulated by the Monetary Authority of Singapore under the Payment Services Act (the 'Act').All payment services providers regulated under the Payment Services Act are subject to account balance limits ('stock cap') and transaction limits ('flow cap'). The caps have been introduced to protect customers by limiting a customer’s potential loss from their e-money account.Wallet BalanceThe amount that you can hold in your Revolut account depends on whether you have set up an external account. If you have done so, you can deposit more than S$5,000 in your Revolut account throughout the day; at the end of the day, any balance over the regulatory limit of S$5,000 or foreign currency equivalent will be transferred automatically to your external account.If you don't have one set up, you can deposit up to S$4,800 or foreign currency equivalent. These limits will apply to top-ups and receipt of money from other Revolut users.Transaction LimitAdditionally, you can transact up to a limit of S$30,000 or foreign currency equivalent on a rolling 365 days basis. This limit applies to all transactions (including card payments, ATM withdrawals, fees and P2P transfers to other Revolut users), except certain types of transfers.The types of transfers where the transaction limit in the past 365 days doesn't apply are:<ul><li>Local transfers to a personal deposit account held in your own name.</li><li>Local transfers to another person's personal deposit account.</li><li>International transfers to a personal deposit account held in your own name.</li></ul>

How does Payment Services Act affect me?

If you're holding on to multiple currencies beyond SGD (e.g. GBP, USD), Revolut will convert the non-SGD currencies at the real-time exchange rate to determine your total balance in SGD.If you've set up an external account, you'll be able to hold more than S$5,000 or foreign currencies equivalent in your wallet balance.For example, if you have S$4000 SGD and £1000, when the exchange rate is 1 GBP = 1.70 SGD, your total GBP is worth S$1,700. As such, you would've exceeded the wallet balance restriction of S$5,000. At the end of the day (between 11:30 pm and 11:59 pm), any balance over the regulatory limit of S$5,000 or foreign currency equivalent will be transferred automatically to your external account.If you hold balances in foreign currencies, we may have to convert them back to SGD before transferring them to your external account. If you want to prevent your balances from being automatically converted and transferred out, please keep your end-of-day balance at no more than S$5,000.If you haven't set up an external account, your wallet balance will be subjected to a limit of S$5,000 or foreign currencies equivalent.<ul><li>For details on the Payment Services Act, <a href="revolut://app/faq?key=question.how-does-payment-services-act-affect-me" rel="noopener noreferrer" target="_blank">please refer here</a>.</li><li>For details on what's an external account, <a href="revolut://app/faq?key=question.what-s-an-external-account" rel="noopener noreferrer" target="_blank">please refer here</a>.</li><li>For details on how to set up an external account, <a href="revolut://app/faq?key=question.how-do-I-setup-an-external-account" rel="noopener noreferrer" target="_blank">please refer here</a>.</li></ul>

How is my wallet balance calculated? 

We're working on an in-app feature that'll show you exactly how much you've spent in the last 365 days.In the meantime, please reach out to us via support if you have any questions about this. Keep in mind that we'll only be able to provide you with your transaction usages for the past 365 days.For more details on transactions in scope of the Payment Services Act, please refer<a href="revolut://app/faq?key=question.how-do-regulatory-limits-affect-my-usage" rel="noopener noreferrer" target="_blank"> to this article</a>.

How do I find out how much of my transaction limits has been used?

That's not possible because your Revolut account is tied to your personal identification and we can only support one account per user.

If I exceed the S$30,000 spending limit, can I apply for another account?

Legal topics

Payment Services Act

Coping with bereavement can be very difficult. That's why we are here to help you. If you are not sure what your next steps should be, familiarize yourself with the following article. The below is not legal advice and we advise that you seek the help of a professional adviser, such as a lawyer with expertise in wills and estates, to help you through this process. The below is simply a collection of publicly available guidance from various government bodies that we hope will help.<h4>How can I register a death?</h4>You can register a death on ICA's website <a href="https://www.ica.gov.sg/documents/death/death_registration#:~:text=You%20may%20contact%206589%208707,certificates%20from%2029%20May%202022." rel="noopener noreferrer" target="_blank">here</a>.</li></ul><h4>What happens when I register a death?</h4>Once you register the death, the registry office will issue you with a death certificate, which you will need in order to handle all the deceased person’s affairs e.g. their Revolut account. The UK government also provides a “Tell Us Once” service that lets you report a death to most government organisations in one go.If you are not a UK citizen, legal advice should be sought locally.<h4>How can I get in touch with you?</h4>Once you register the death, send us an e-mail to bereavement@revolut.com, where you will receive further instructions<h4>How we can help you?</h4>Once we receive the complete set of documents, we will:<ul><li>Cancel all scheduled payments.</li><li>Cancel all paid services the deceased person had with us.</li><li>Stop all marketing and servicing material being sent to the late customer.</li><li>Inform you of everything we need to settle the estate.</li></ul><h4>What details do I need to provide Revolut?</h4>Deceased person's:<ul><li>Full name.</li><li>Date of birth.</li><li>The phone number linked to their account.</li><li>The e-mail address linked to their account.</li></ul>Your details:<ul><li>Full name</li><li>Email address</li></ul>Key Documents:<ul><li>Copy of your ID/Passport - Please make sure to provide us with a high-quality copy, in which all 4 corners of the document will be visible. We cannot accept scans of copies.</li><li>Death Certificate - This will be issued by the registrar, but we are able to accept Interim death certificates, coroner’s certificates, and authorised translations of non-UK death certificates.</li><li>Grant of Probate or Letters of Administration - You can request a Grant of Probate document or Letters of Administration from the District Probate Registry. You can find more information about this here. For non-UK customers we would encourage you to seek independent legal advice specific to your home country.</li><li>Indemnity form - This may be submitted instead of a Grant of Probate or Letters of Administration, but only if the total amount in the deceased customers Revolut account does not exceed GBP5000.00 (or the currency equivalent for non-GBP accounts).</li><li>Power of Attorney - This is required if the solicitor is claiming the assets in the name of an heir.</li></ul><h4>How long does it take?</h4>We will be in touch with you within 15 days.<h4>What happens to my account if I die?</h4>Once we receive notification of death from your representative, we will suspend all activity on the account as soon as we can. The value of the remaining funds may form part of your estate. We will ensure that we go through the correct legal process, acting on the instructions given to us by your representative. Depending on what kind of accounts you hold with us, we will take appropriate action on them to ensure we support your representative as best we can.<h4>What happens if I have a trading account (stocks, cryptocurrency and gold)?</h4>We will suspend any activity as soon as we can. Any existing holdings will be liquidated, pending confirmation from your representative and the proceeds added towards the estate.<h4>

What happens to a Revolut account if the account holder passes away? 

To be a bank, Revolut requires a banking license from each region it operates in. Currently, Revolut does not hold a banking license in your region.We're working hard to get banking licences for several countries, and we'll let you know as soon as we get them. The Revolut Group holds many licences and authorisations globally, giving us the power to provide you financial services including e-money account holding, virtual currencies, insurance and more.

Is Revolut a bank?

The European Commission has produced a leaflet setting out your rights when making payments in Europe. All payment service providers must share this with you. You can find the leaflet <a href="https://commission.europa.eu/system/files/2019-09/leaflet-your-rights-payments-eu_en.pdf" rel="noopener noreferrer" target="_blank">here</a>.

Where can I learn about my rights when making payments in Europe?

<h4> What are prominent public functions?</h4><ul><li>Heads of state, heads of government, ministers and deputy or assistant ministers</li><li>Members of parliament or of similar legislative bodies</li><li>Members of the governing bodies of political parties</li><li>Members of supreme courts, of constitutional courts or of any judicial body the decisions of which are not subject to further appeal except in exceptional circumstances</li><li>Board members of National Audit Office or central banks or equivalent functions</li><li>Ambassadors, charges d’affaires and high-ranking officers in the armed forces</li><li>Members of the administrative, management or supervisory bodies of State-owned enterprises</li><li>Directors, deputy directors and members of the board or equivalent function of an international organisation (such as NATO or WTO)</li><li>Elected metropolitan mayor</li></ul><h4>What is considered a family member?</h4><ul><li>Spouse or civil partner</li><li>Parent(s) and Parent(s)-in-law including step-parents</li><li>Sibling and sibling-in-law including step-sibling</li><li>Son and partner, including son-in-law, step-son, and adopted son</li><li>Daughter and partner, including daughter-in-law, step-daughter and adopted daughter</li></ul><h4>What is a close associate?</h4><ul><li>An individual known to have joint beneficial ownership of a legal entity or a legal arrangement or any other close business relationship with a politically exposed person</li><li>An individual who has sole beneficial ownership of a legal entity or a legal arrangement that is known to have been set up for the benefit of a PEP</li></ul>

Public Figure Check - More Information

Revolut is an app-based banking alternative. Revolut brings freedom to your money with our multi-currency card and mobile app. With Revolut you can now send, spend, and exchange money instantly with intuitive ease.You can set up an account right away, enabling you to instantly send free money transfers in 33 currencies to banks around the globe; spend fee-free in over 140 currencies with a contactless Revolut card; and exchange currencies at real-time Revolut rates in the app.Once you've added money to your Revolut account you can use your Revolut card at millions of locations worldwide using Revolut's real-time exchange rate. The card automatically converts into the local currency at the Revolut's real-time exchange rate, so you don't have to worry about it.<a href="https://www.revolut.com/legal/fees/?geo-redirect=true" rel="noopener noreferrer" target="_blank">Check the fees here</a>.You can check Revolut's Bank name and address <a href="revolut://app/faq?key=question.what-is-revolut-s-bank-name-and-address" rel="noopener noreferrer" target="_blank">here</a>.

Company

About Revolut

We’re looking for extraordinary people to help build and scale one of the fastest growing fintech companies in the world. Working at Revolut is not just a job, but a full-time hobby that we are all immensely passionate about. Find out more about our culture and available roles <a href="https://www.revolut.com/careers" rel="noopener noreferrer" target="_blank">here</a>.

Work at Revolut

Please write to us at <a href="mailto: partnerships@revolut.com" rel="noopener noreferrer" target="_blank">partnerships@revolut.com</a> if you have any affiliate or partnership enquiry. We'll do our best to get back to you as soon as possible.

Partnership enquiries

Please write to us at <a href="mailto: media@revolut.com" rel="noopener noreferrer" target="_blank">media@revolut.com</a> if you have any media enquiry. We'll do our best to get back to you as soon as possible.

Media enquiries

To start a chat with support:<ol><li>Tap on your profile picture or initials (left top corner).</li><li>Open Help section.</li><li>Choose a relevant category.</li><li>Select a topic you need a help with.</li><li>If the article doesn't solve your problem, tap Chat with us button.</li></ol>You'll speak to our chatbot, Rita. If she can't help you, you'll be redirected to one of our agents.Alternatively, you can use our anonymous chat by tapping on Forgot your passcode? on the login screen, you'll need to fail a selfie or document verification 3 times.Please continue using your old phone number until we confirm the new one has been updated on your account.Email us to support@revolut.com. For quicker response, we recommend reaching out via chat instead of email.

How do I contact Customer Support live agent or speak with you on chat?

Usually, we're not allowed to share any information about other person’s account, but if you have Power of Attorney (an authorisation to represent or act on another's behalf), it is possible to act on behalf of another Revolut customer.For that to happen you'll need to contact our Customer Support team via this email: support@revolut.comPlease provide:<ul><li>The legal document that states you have Power of Attorney</li><li>Your ID</li><li>Full name, ID, selfie, and contact details from the legal representative referred to in the legal document</li></ul>After sharing this information with our Customer Support team, please wait until the team reviews the request and gets in contact with regards to next steps.

Can I contact Revolut using Power of Attorney?

We encourage you to always contact us and share your ideas on how to make Revolut better. If you want to submit your feedback, you can do it anytime via email.How to send feedback via email?You can send your suggestion via email feedback@revolut.com.Thanks to your emails we can improve existing features and introduce new products tailored to your needs. Although it's not possible to reply to every feedback email request, our relevant teams read every single feedback.

Need a hand?

Other topics

Signing Up to Revolut

Legal topics

How do I share feedback with Revolut?

Revolut Web App

Company