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Joint account card payments

Plan limits and benefits

Joint account expenses are shared, and any applicable fees are taken from the joint account. It isn’t possible to use your existing personal account cards with a joint account or link your joint account to your personal account card. You need to order a separate card to use with the joint account.

The customer that initiates the creation of the joint account will be designated as the primary user. You can find more details on limits and benefits in our Personal Terms.

  • If you and the other customer have different Revolut plans, you'll have separate limits and benefits on your joint account
  • Transactions count towards your limits and benefits, regardless of whether they're made from your personal account or joint account

Stock and flow cap limits

  • Applicable stock and flow cap limits for the joint account will be attributed to the primary user and will be combined with their personal account
  • Stock and flow cap limits will be the same as the limits of the primary user’s personal account

Withdraw money from your joint account in-app

In the Revolut app:

  • Go to 'Home' on the bottom menu
  • Below your balance, tap 'Accounts'
  • Select your joint account
  • Select 'More' and 'Withdraw'

Both account holders can withdraw money from the joint account at any time. The other account holder will be notified about the amount withdrawn.