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Setting up a Joint account

A Joint account is a shared account between two Revolut customers. It’s not just for partners and spouses — friends, family, and housemates can open an account to simplify expense sharing. Both account holders can add, withdraw, manage, and spend money in the Joint account.

Read our Joint Accounts T&Cs to learn more.

To apply for a Joint account (or manage your current Joint account), use this link.

Requirements for opening a Joint account

  • Be at least 18 years old
  • Have a personal Revolut account and have passed our identity verification checks
  • Live in the same country as the person you’re opening the account with
  • Both Joint account owners must belong to the same Revolut entity. For example, Revolut Technologies Singapore Pte. Ltd. To check your Revolut entity, tap your profile icon in the top-left corner and scroll to the bottom of the page
  • Not have another Revolut Joint account, or a pending invite for one
  • Already have the person you want to open the account with in your contacts. If not, send a small amount of money to their Revolut account to make them a contact before you try to open a Joint account together. To read more about sending money to other Revolut customers, check this FAQ

Open a Joint account in-app

  • Go to 'Home' on the bottom menu
  • Below your balance, tap Accounts and 'Add new'
  • Select 'Joint' and follow the instructions

The other applicant needs to accept your invitation.

Paid plans and Joint accounts

  • Each account holder has their own usage limits based on their individual Revolut plan
  • Joint account fees are deducted from the joint account only
  • Insurance benefits don't apply to Joint account activity

If one of the Joint account holders has a Metal plan, any eligible card payments made with your Joint account card will earn cashback. This will be credited to your individual cashback Pocket.