Need a hand?

Just pop your question below to get an answer.

International transfers to/from the United States

To send an international transfer to a bank account in the United States:

a) If transferring in USD, you can use one of the following recipient details:

1. Account number & ACH routing number:

  • Limited to $100,000 per transfer
  • Ensures exact amount is sent to the recipient
  • Transfer takes up to 2 days to complete

2. Account number & wire routing number, or account number & SWIFT BIC code:

  • No transfer limit
  • Since this is routed via SWIFT network, intermediary fees might be charged
  • Transfer takes up to 5 days to complete

Note: If using an ABA number, there's an increased risk of payment failure, so we don't recommend it.

b) When transferring in other currencies, you'll need the recipient's account number & SWIFT BIC code:

  • No transfer limit
  • Since this is routed via SWIFT network, intermediary fees might be charged to the recipient (or the sender if the transfer fails)
  • Transfer takes up to 5 days to complete

To receive an international transfer from the US, provide the sender with your account details.

Local USD account details are provided to businesses registered in the US only. If your account is registered elsewhere, you should provide the sender with the IBAN and BIC/SWIFT code from the currency account in which you wish to receive the money. Transfers in USD are always free and don't count towards your plan allowance.