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Exclusions include: ATM transactions, the purchase of money orders or other cash equivalents, gift cards, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay, Apple Cash, or Google Pay), currency exchange service providers, and loan payments or account funding made with your debit card are not eligible for cashback rewards. Purchases made using third-party payment accounts (services such as Venmo and PayPal, who also provide P2P payments, cryptocurrency exchanges), gambling, cryptocurrency purchases, and securities transactions (including stock purchases) are ineligible for cashback.

Cashback earned on refunded purchases will also be adjusted accordingly.