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You can set a monthly spending limit so you won't over-spend. Any transaction over this limit will be declined.

To set a monthly limit:

1. Go to the 'Cards' section in-app (tap the card icon in the top right corner)
2. Select the card you want to add a monthly limit to
3. Tap Settings
4. Tap Spending limit
5. Toggle the limit on and set your amount
6. Tap Set limit

If your card is getting declined, the reason should be visible in transaction details.