Applying for a credit card
Eligibility requirements
To apply for a credit card with Revolut, you must meet the following requirements:
- Be at least 18 years old
- Have a valid social security number or ITIN and live in the US
- Have a regular, sustainable, and verifiable income
As we're still in the process of launching Revolut Credit Cards in the US, the option to apply may not be available to everyone just yet.
To apply for a credit card in-app:
- Go to 'Home' on the bottom menu
- Below your balance, tap 'Accounts'
- Tap 'Add new', then 'Credit'
- Select 'Credit card'
- Complete the short application
Once you submit your application, we'll carry out checks to determine if your request meets our policies. To check your eligibility, we'll do a 'soft pull' on your credit file which won't affect your credit score.
If we need more information from you, we'll reach out via email. If we need additional documents, you'll be able to submit them in-app. You should receive the outcome of your application within 5 business days of submitting all requested document(s).
If your credit card application is approved
If you're approved, you'll need to finalize the process by:
- viewing the offer
- accepting the offer and signing
Your credit bureau report will be reviewed at this time, resulting in a 'hard pull' on your credit. Your virtual card should be available for use right away and you can choose to have a physical card delivered.