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To avoid interest charges, you must pay your total statement balance in full by the due date each month. If a balance is carried over, interest accrues daily on remaining amounts until paid.

You may be eligible for an introductory APR promotion. During the promotional period, you'll enjoy a reduced interest rate on your balance. Once the promotion ends, any remaining balance will accrue interest at your standard APR.

If you don't pay at least the monthly minimum amount, you may be charged a late fee.

As we're currently soft-launching Credit Cards in the United States, the option to apply may not be available to everyone just yet.