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Personal · Credit and loans

Am I eligible for credit?

You may be eligible to apply for a loan or credit card if you meet the following minimum criteria:

  • You're at least 18 years old (19 in Alabama)
  • You're a US resident*
  • You receive a regular income
  • Your Revolut account has been open for at least 30 days

*Revolut doesn't currently offer loans to residents in AL, CA, CO, CT, ID, IA, IL, KS, LA, ME, MD, MA, MT, NH, ND, OR, RI, SC, TX, VT, WV, WI, as well as USVI and Puerto Rico (PR). Revolut currently doesn't offer credit cards in CA, CO, GA, ID, IA, IL, KS, LA, MD, MA, NH, OR, RI, TX, WV, as well as USVI and Puerto Rico (PR).  

Unfortunately, loans and/or credit cards are not available to all customers during the test phase. If unavailable, you won't be able to see the loan or credit card widget on the Revolut app. There are periodic reviews conducted on the files — once eligibility requirements are met, you'll be able to view the loan widget on the Revolut app.