Need a hand?

Loan applications can be declined for a number of reasons, depending on your individual circumstances.

• Your current level of debt
• Low disposable income
• Adverse information on your credit history

If you've been denied a loan, you'll receive an Adverse Action Notice via email from us explaining why with instructions for how to obtain a copy of your Credit Bureau report, if needed.

If your application was declined, we don't recommend applying again unless your circumstances have changed or the previous application information was incorrect. However, if you want to, you can reapply 30 days after your last application.

As we're currently soft launching the product in the United States, the option to apply may not be available to everyone just yet.