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Each loan payment you make brings down your outstanding balance, helping you progress towards paying off your loan. We don't charge fees for early payments.

Payments made prior to the due date are applied to the principal balance, as well as the accrued interest, reducing the total cost of your loan over the total contracted term. However, you will still need to make a payment on your scheduled due date.

After making the payment, your loan balance will be updated in the app. Additionally, you'll receive a revised schedule with updated instalment details. To make an early payment, simply tap on 'Repay' through the Personal Loan section.

You can pay off your loan in full at any time. This means you'll clear the outstanding balance and any overdue amount (if there is any), along with any interest that's built up since your last payment. We do not charge any fees for paying off your loan early.

Choose 'Pay off your loan in full' through the 'Personal Loans' section to complete the process.

If you pay less than the amount due or miss a payment altogether, the payment will be considered past due. We do not charge any late fees. However, past due payments may accrue more interest than shown in your loan contract until the amount is paid.

If your past due payments are left unpaid, your loan may go into default.
If you are struggling with your payments, please chat to us so we can discuss your available options.

Please note that as we're currently soft launching the product in the United States, the option to apply may not be available to everyone just yet.