Need a hand?

If you don't pay your monthly credit card statement balance in full, you'll begin accruing interest on the unpaid balance after the due date passes. Interest will accrue daily until the balance is paid.

You may be offered an introductory Annual Percentage Rate (APR) promotion. To take advantage of a promotion, you'll need to pay off your balance in full by the end of the promotion period, otherwise you'll accrue interest on the unpaid balance as normal.

If you don't pay at least the monthly minimum amount, you may be charged a late fee.

As we're still in the process of launching our secured credit card product in the US, the option to apply may not be available to everyone yet.