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Pattern day trading rules apply to all traders regardless of account value. You are flagged as a pattern day trader if you execute 4 or more day trades within 5 business days. As long as you maintain an equity value above $25,000, the flag will not result in a trading restriction. However, if at any point during the 90-day restriction period your equity value ends the trading day below $25,000, your account will be restricted from any further securities purchases the following day. Your account will remain restricted until your equity is brought back up above $25,000 or until the 90-day restriction period is over.

Equity value is defined as the sum of your position values excluding cash. Your cash and securities are held separately, and our clearing broker DriveWealth has no visibility to your cash position, and therefore can't count your cash towards pattern day trader requirements. For this reason, to be a pattern day trader at Revolut, you must maintain at least $25,000 in equity value.