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¿Qué es una carta de impago?

The 'Requerimiento Previo Pago' (RPP) or 'Prior Payment Requirement' is a legal communication that informs you of an incurred debt with a company.

Once you receive this letter, it's important to rectify your situation as soon as possible. Otherwise, you'll be registered on a delinquency list, which can harm your future credit applications with other institutions.