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A Personal Pocket enables you to save for a goal, e.g. holidays, discretionary purchases etc.

A Group Pocket enables customers to save together for a common goal, e.g. holidays or eating out.

One person (the admin of the Pocket) needs to create the Group Pocket using their app, and invite others to join.

Admins can also grant different levels of access to the Pocket, so only they can decide who'll be able to add or withdraw money.