Need help with EUR transfers?

What types of transfers can I use to send EUR?

There are three different transfer types: transfers to a Revolut customer, card transfers, and bank transfers.

Note that sending money to cards is only available to selected users at the moment. Stay tuned!

Who can I send EUR to?

You can send EUR to a beneficiary who has a bank account from a SEPA country. You can also send EUR to beneficiaries outside the SEPA zone at a higher fee. 

SEPA consists of: 

• 27 Member States of the European Union (EU) + 3 countries of the European Economic Area (EEA):
• Austria, Belgium Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
• 6 non-EEA countries, to which the geographical scope has been extended:
• Andorra, Monaco, San Marino, Switzerland, United Kingdom, Vatican City State
• Non-EEA Territories:
• Mayotte, Saint-Pierre-et-Miquelon, Guernsey, Jersey, Isle of Man

What information do I need about my beneficiary?

To make a transfer to any Revolut customer, you’ll need their phone number or username.

To make an international bank transfer, you’ll typically need the beneficiary’s full name and their IBAN number. The IBAN should be between 14 and 34 digits long

To send money to a card, all you need is the card number and the cardholder’s full name. 

How much can I send?

For most currencies, there are no transfer amount limits. Certain currencies might have limits set by our payments partners, which we’re unable to disclose due to compliance reasons.

If you’re making a transfer to a card, transfers to Visa cards are limited to $2,500 (or currency equivalent) per transaction while transfers to Mastercard cards are limited to $5,000 (or currency equivalent) per transaction. 

Please be aware that the way we process bank transfers can change depending on the amount. This means that arrival times, intermediary fees charged by other banks and descriptions your beneficiary might see on their statement can differ. We provide more information on this when you make a transfer in the app.

How long does it usually take for the money to arrive?

• Transfers to bank accounts

EUR transfers to a bank account domiciled in SEPA typically arrive within 1 day, but can take up to two working days if the beneficiary bank doesn’t support instant payments.

• Transfers to cards

Transfers to cards typically take a few minutes but can take up to 30 minutes.