Reikia pagalbos?

The decision is made on the basis of an overall evaluation of your credit history, financial capacity, and income stability.

Every applicant should meet the following key criteria:

• Income should be sustainable, and either represented in SODRA, or justified by other acceptable documents such as a bank statement or income return. For more detailed information, please refer to our 'What proof of income is required?' FAQ.
• A minimum of four (4) months of uninterrupted income history. A longer income history may be required for some income types. For more detailed information, please refer to our 'What is the minimum duration of activity that I need to apply for a loan or a credit card?' FAQ.
• A minimum of €750 in monthly income after tax. A minimum income amount might differ depending on the number of dependents (if any).
• Your (and your family's) monthly expenses for covering existing financial obligations should not exceed 40% of your monthly income after tax.
• An acceptable credit history.