Applying for a personal loan
Revolut offers unsecured personal loans which can be fully managed in-app.
Loan eligibility
To have a loan with Revolut, you must meet the following requirements:
- You have a Lithuanian ID, passport, driver's licence or a valid permanent residence permit
- You permanently live in Lithuania and your current address is linked to your Revolut account
- You're at least 18 years old
- You have a regular, sustainable, and verifiable income
- You're a customer of Revolut Bank UAB
- You have a local mobile phone number linked to your Revolut account
- You have no negative balances in your Revolut account and no overdue commitments to third parties
How to apply for a personal loan
In your Revolut app:
- Go to 'Home' on the bottom menu
- Below your balance, tap 'Accounts'
- Tap 'Add new'
- Select Credit, and then 'Personal loan'
- Fill out the short application
Once you submit your application, we'll carry out credit checks to determine if your request meets our lending policy. If we need more information from you, we'll reach out via email. If we need additional documents, you'll be able to submit them in-app. You should get a decision within 1-2 business days.
If you're approved, you'll need to finalise the process by:
- Viewing the offer
- Editing the offer (if needed)
- Reading the pre-contractual documentation
- Accepting the offer via e-signature
The disbursement will be available in your Revolut account.
Why is my loan offer different to what I applied for?
Our decision regarding a loan application is final, non-negotiable, and can't be changed by our Customer Support agents.