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Both the BLIK payment service and Revolut have safety features which help make sure your money stays as safe as possible. For example:

• All customers are properly verified when they sign up
• You must use a PIN to access the Revolut app. Without this PIN, you can't access the app
• The transaction code needed to conduct the transaction is generated and centrally managed by Polski Standard Płatności, the operator of BLIK. For BLIK payments, you get a one-off code that's assigned to you and is valid for just 2 minutes, which makes your transactions secure
• When you receive a request to accept a payment in-app, the request details of the transaction (the amount and the recipient of the payment) will be visible. This is another important safety mechanism. ATM withdrawals, online transactions, and payments in physical stores for more than zł50 must be additionally confirmed with a PIN code (unless the bank provides the ability to manage such limits)