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What currency will be used?
We'll check your currency balances in the below order and complete the transaction in the first currency that has enough funds to complete the transaction:
- Transaction currency
- Your base currency (RON)
- Next active currency with enough balance
If you don't have enough balance in a single currency to cover the transaction, it will be declined.
Certain types of merchants (hotels, car rentals, fuel dispensers, etc.) might charge a higher amount first as a deposit before reducing it to the actual charged amount. If you don’t have sufficient funds in the currency of the initial payment, the next active account will be charged. The first amount decides which currency is used. This can cause you to be charged in a different currency than you expected.
Fees for transactions in other currencies
Whether you convert money before you make a transaction or if we convert it for you at the time of the transaction, you're subject to currency exchange and weekend fees.
Exchange fees
You can exchange a certain amount of money for no charge (excluding on weekends), depending on your plan. This is known as your fair usage allowance and includes all exchanges. After the limit is exceeded, fees will apply. Check your limit and limit reset date in your 'Plan' section.
- Standard: 1% over 5000 lei
- Plus: 0.5% over 15.000 lei
- Premium, Metal, and Ultra: no exchange fees during the week
Weekend fees
All currency exchanges on weekends, between 5pm Eastern Standard Time (EST) Friday and 6pm EST Sunday, incur a 1% weekend fee. There's no discount for paid plan customers.
Tips to avoid unexpected fees
- Convert your money in advance and during the weekdays
- If asked, choose the local currency when completing a transaction. Even if you don't have enough funds in that currency account, Revolut fees and conversion rates are typically better than those calculated at checkout by the merchant or card payment processor