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Understanding Flexible Cash Funds

New and existing customers with a personal account can now get started with Flexible Cash Funds provided by Revolut Securities Europe UAB in EUR, GBP, or USD. This low-risk investment product is a competitive choice for customers seeking returns in line with money market rates to safeguard their money against inflation. However, in unfavourable market conditions, you could still lose part or all of your principal investment.

Flexible Cash Funds also: 

• Allow unrestricted investment amounts and withdrawals (T&Cs apply)
• ‌Offer annual interest, which is generated daily and may vary each day
• Invest in money market funds, which have low volatility, high liquidity, and invest in diversified high-quality instruments 

To learn how the interest is accrued in your Flexible Cash Funds, visit this FAQ.

How to set up Flexible Cash Funds

1. Go to 'Home' on the bottom menu
2. Below your balance, tap 'Accounts'
3. Tap 'Add new'
4. Select 'Savings & Funds'
5. Choose 'Flexible Cash Funds'
6. Follow the prompts to select a fund currency and review the Flexible Cash Funds T&Cs, the Risk Disclosure document and the Key Information Document (under 'Regulatory documents')

To use Flexible Cash Funds, you need to have an investment account with Revolut Securities Europe UAB. To start the onboarding process for this investment account, tap here or visit this FAQ to learn more.

Verifying your details typically takes a few minutes, though it can occasionally take up to 1–2 business days.