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Am I eligible for a loan?

To be eligible for a Revolut personal loan, you must:

  • Be at least 18 years old
  • Be an Australian citizen or a permanent resident (we don't accept temporary residents)
  • Have a good credit history (no adverse events)
  • Be employed or be self-employed for at least 2 years
  • Have a minimum income of $2,000 per month after tax (approximately $26,000 per year before tax)

We'll also assess your ability to afford the loan, and that your application meets our responsible lending obligations.