Need a hand?

Revolut offers competitive rates for non-BRL to non-BRL currency exchange. These variable rates are set based on data from multiple independent sources.

• View the current currency exchange rates on our website or within the Revolut app
• In the app, go to 'Home' on the bottom menu
• Scroll down to 'Add widgets'
• Choose 'Rates' or 'Watchlist'
• Tap 'Add widget'
• Tap on the new widget from 'Home' to edit the watched exchange rates

The exchange rate from your BRL account to any foreign currency will follow our currency exchange provider's rates. For exchanges between BRL and USD, the business hours are 9am – 6pm (BRT). For BRL and non-USD exchanges, ‌business hours are 9am – 5pm (BRT).

During business hours, we'll charge you 0.6% of the spread rate + 3.5% of IOF (Tax under Financial Operations). Outside business hours, we'll charge an additional 0.2% fee on top of the 0.6% spread rate, plus the 3.5% of IOF (Tax under Financial Operations).

Assuming the rate is BRL 1 = USD 0.20 and the amount to exchange is BRL 1,000:

• Amount in USD without fees: BRL 1,000 * USD 0.2 USD = USD 200
• Spread fee: BRL 1,000 * USD 0.2 USD * 0.6% = USD 1.2
• IOF: BRL 1,000 BRL * USD 0.2 * 3.5% = USD 7
• Total fees during business hours: USD 1.2 USD (spread fee) + USD 7 (IOF) = USD 8.2
• Amount received after fees: USD 200 USD - USD 8.2 = USD 191.80

• Amount in USD without fees: BRL 1,000 * USD 0.2 = USD 200
• Spread fee: BRL 1,000 * USD 0.2 * 0.6% = USD 1.2
• Additional fee: BRL 1,000 * USD 0.2 * 0.2% = USD 0.4
• IOF: BRL 1,000 * USD 0.2 * 3.5% = USD 7
• Total fees outside business hours: USD 1.2 (spread fee) + USD 0.4 (additional fee) + USD 7 (IOF) = USD 8.60
• Amount received after fees: USD 200 - USD 8.60 = USD 191.40

It's normal that the sell and buy prices are different. The difference between the two rates is called a spread. Where possible, the rate, any fee, and the total cost will be shown to you in-app before you make an exchange (e.g. for in-app exchanges or sending a transfer).

For card purchases or ATM withdrawals requiring real-time currency exchange, you’ll be able to view the breakdown of the total cost within the app after the transaction.

The exchange rate from your BRL account to USD will follow Ebury Banco de Câmbio rates.

Exchange rates are determined based on currency exchange market data feeds that we get from a range of different independent sources. You'll have a monthly allowance of exchanges without Revolut fees. Read this FAQ to learn about free usage limits and weekend mark up fees.

Check our Fees Pages for a full breakdown of your fees.