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Can both account holders withdraw from a joint account?

Both account holders can withdraw funds from the joint account at any time. We’ll notify the other account holder about the amount withdrawn and when it happened. Make sure you really know and trust anyone you’re planning to open a joint account with as there is nothing preventing either account holder from emptying the account.

To withdraw money from your joint account:

  • Head to the 'Joint' tab.
  • Tap on the 'More' menu (‘...’) in the account widget at the top or go the account details page.
  • Tap on 'Withdraw'.
  • Follow the instructions.

In exceptional circumstances, your account could be suspended or closed and you won't be able to withdraw from your joint account - please read the article ‘Why was my joint account closed?‘ to learn more.