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What happens if a joint account holder passes away?

As you both own the funds in the joint account collectively, if one account holder passes away, the remaining funds belong to the second account holder.

If the other account holder passes away, please provide us with a death certificate on chat or alternatively fill in this form so we can close the joint account.

The second account holder’s entitlement to the funds in the joint account after the other account holder passes away is subject to our rights to use the funds to repay any outstanding sums owed to us and our compliance with any legal or regulatory requirements.

Please read more about this in our terms & conditions.