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Instant Access Savings promotional rates

We’re offering eligible new Revolut customers in Germany, that join from 18 August 2026 onwards, the opportunity to earn a 4.25% p.a. rate up to 25,000 € when opening their first personal Instant Access Savings account within 30 days of signing up to Revolut.

The boosted rate applies automatically for the first 30 days. After that, you can keep the boosted rate by completing 3 card transactions of at least €5 each within each 30-day period. If you don't meet this requirement, your rate will revert to the plan rate until you qualify again.

To qualify again, you must complete 3 genuine card transactions of at least €5 each within 30 consecutive days during the 120-day promotional period. You can find out more information about the offer in the Instant Access Savings Promotional T&Cs.

Am I eligible for the promotion?

You must meet the following eligibility criteria:

  • You're a new Revolut customer, signing up for the first time on or after 18 August 2026
  • You successfully complete the sign-up process with Revolut Bank UAB, Zweigniederlassung Deutschland while the Instant Access Savings offer is live
  • You have a valid tax residency in Germany
  • You're at least 18 years old

To take part, you must complete the Revolut sign-up and identity verification process and have an active Revolut account. You must then open your first personal Instant Access Savings account (find out how in this FAQ) within 30 days of completing identity checks.

When does the plan rate apply?

  • If you opened a Revolut account before 18 August 2026, you’re not eligible for this promotion and will receive the plan rate. We remain committed to offering competitive rates to all customers in Germany and hope you’ll continue to benefit from our Instant Access Savings product
  • For customers taking part in the promotion, the plan rate applies to any balance up to €25,000 and whenever the required 3 card transactions of at least €5 within a 30-day period are not completed

Plan rates are outlined in the Deposit Information Sheet, which can vary from up to 2.25% p.a. with Standard to 2.50% p.a. with Ultra.

Do I need to know anything else?

Advertising message for promotional purposes. Promotion T&Cs and Savings T&Cs apply. Promotional offer available from 18 August 2026 to eligible customers. Boosted gross interest rate available for up to 4 months from the date of Savings account creation.

Boosted gross interest rate available for up to 4 months from the date of Savings account creation. Revolut may discontinue the promotion at any time. Interest earned may be subject to applicable taxes.

Eligible deposits are protected by the German Deposit Guarantee Scheme through Deutsche Bank. Revolut Bank UAB, German branch – authorised by the Bank of Lithuania and ECB. Limited supervision in Germany by BaFin and Bundesbank. You can learn more on the Revolut website.