Need a hand?

You can repay the balance of your loan/credit card early, at any time, and we won’t charge you any fees for doing so.

Here are a few things to keep in mind if you're considering making extra credit repayments:

• Paying more toward your credit will reduce its size and the amount of interest you pay, decreasing the total cost of your credit
• Your credit term will be reduced, starting from the end of it, meaning your monthly repayments will stay the same but you'll pay back earlier

You can also repay your credit in full without penalties. Here are a few things to keep in mind regarding early repayments:

• The repayable amount will include the outstanding principle, the interest up to the current day, any outstanding late fees (if applicable), and overdue repayments (if applicable)