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I’ve changed my mind, how do I cancel my loan/credit card?

According to the Spanish regulation (Ley16/2011), you can cancel your credit with no penalties if:

  • You cancel it within 14 calendar days of agreeing to the credit.
  • You have not made repayments on the loan yet and there are no payments due.

If you meet these criteria, you can cancel your credit by either:

  • Going to the 'Loan'/'Credit Card' section in the Revolut app, where you'll find the option to 'Cancel'.
  • Starting an in-app chat with one of our agents.

Once you've submitted your request to cancel, you'll need to repay the money you borrowed within 30 days. If the loan/credit card is not fully repaid by that time, the total amount borrowed plus accrued interest will be due.